I don't want to retire. Ever. - Alexander T. T.
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I don’t want to retire. Ever.

I’m sorry, but the conventional idea of retirement sounds boring as hell to me. Spend 40 years of your life working long hours on something you don’t or barely enjoy, so you can retire and do nothing, but spend your money for the next 20 years (if you are lucky).

So I am supposed to put off my life until I am old and can barely enjoy it? So I can have enough money to do nothing for 20 years, but spend? Overwork myself when I am young and capable, destroy my health, sanity and relationships, just so I can make enough money to eventually (maybe) spend when I am 60+. How does that make sense to anyone?

What I want to do instead.

Here’s what I plan on doing. Never retire. Find something I love doing so much that it would kill me to stop. Find a way to make money out of it. I mean I have my whole life to figure it out and I’m sure there is a way.

Does that sound naive to you? Well in that case you can stop reading this and go live your 9 to 5. That shit is not for me.

I want to have the time to take care of myself, travel, enjoy life, have fun, take it easy and still work while doing all of that. I’m in this for the long run, for life. I don’t want to put things off and I don’t want to fool myself that I’ll do something “someday”. Yeah, I realize that makes me sound like a unrealistic dreamer and it’s much easier said than done. It takes guts, grit and a whole lot of work to be able to setup your life in such a way. However, I honestly don’t see an alternative. Do what must be done to live a fulfilled life, or stop complaining about your years of melancholy, drudgery and dissatisfaction.

For me it’s that simple. Do or die. That’s why retirement doesn’t make sense to me. If I’m not doing anything meaningful to me I might as well be dead.

Retirement sounds boring.

Doing nothing for 20 years, but gardening, bingo and the occasional trip outside the country? No, thanks. I’d much rather have some fulfilling work to do, even in retirement, even for a few hours a day. Something to keep me active and my mind busy, maybe earn a few dollars on the side. There is nothing worse than sitting around waiting to die or having the regret that I did not do something while I was younger.

The worst things we can do is put off our lives for some undefined future time. How are you so sure you will even be alive? That’s a form of entitlement. You are not entitled to a peaceful and happy future or even being alive. Work for it, live now.

Balance in all things.

I am certainly not advocating spending all of your youth in leisure, parties and entertainment. Certainly you should think about preparing for times when you are older and not as capable. However, saving everything for retirement or wasting your youth away in parties are both extremes. We need to think about how to balance living in the now with preparing for the future.

Actionable advice.

If retirement sounds good to you, who am I to tell you it’s wrong. However, if you are like me and want to live now, you should consider looking inwards. Find out what is it you want and make a plan to achieve it. If you really want it, nothing will stop it. No excuses. It doesn’t have to happen immediately, but you can begin setting up your life in a way that makes sense for you.

  • For example, you could learn about personal finance and investing. There are so many ways you can save up money and live off of investment income. Find the right one for you.
  • Become a freelancer/entrepreneur. This will take a lot of time and energy in the first 3-5 years, but in time you can set up your business to be more or less automated. Giving you freedom to enjoy more of your life.
  • Just pick a conventional job you love. Do that forever.

If money or time is your excuse. Then you don’t want it bad enough.

Alex T. T.
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